Is a double wide considered a modular home?

When it comes to housing options, there are a variety of terms that can be confusing. Two such terms are “double wide” and “modular home”. While they may seem similar, there are key differences that distinguish them. This article will delve into these differences and answer the question: “Is a double wide considered a modular home?”

What is a Double Wide?

A double wide is a type of manufactured home. It is constructed and assembled in a factory and then transported to its final location. As the name suggests, a double wide is twice as wide as a standard, single-wide manufactured home. This gives it more living space and allows for a more traditional home layout.

What is a Modular Home?

Like a double wide, a modular home is also built in a factory. However, it is constructed in sections or modules. These modules are then transported to the home site where they are assembled and attached to a permanent foundation. Modular homes are designed to be indistinguishable from traditional, site-built homes once completed.

Are Double Wides and Modular Homes the Same?

While both double wides and modular homes are factory-built, they are not the same. The key differences lie in their construction, regulation, and financing.

• Construction: Double wides are built on a steel chassis and remain on it for their lifespan. Modular homes, on the other hand, are built in sections and placed on a permanent foundation.
• Regulation: Double wides are regulated by the U.S. Department of Housing and Urban Development (HUD), while modular homes are subject to local building codes, just like site-built homes.
• Financing: Financing for double wides is typically done through personal property loans, while modular homes can be financed with traditional mortgage loans.

So, Is a Double Wide a Modular Home?

In short, no. A double wide is not considered a modular home. While they are both types of prefabricated housing, they differ in their construction, regulation, and financing. A double wide is a type of manufactured home, while a modular home is a type of prefab home that is designed to look and feel like a traditional, site-built home.

Conclusion

Understanding the differences between a double wide and a modular home can help you make an informed decision when considering your housing options. While they may seem similar, these two types of homes offer different benefits and drawbacks. It’s important to consider your specific needs and circumstances before deciding which type of home is right for you.